< PreviousPrivate Flood Insurance Supplement 20 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. for flood insurance. As interest rates rise, so too will interest payments on the residual $20.5 billion debt that FEMA owes to the Treasury Department.” Because that interest is paid with premium revenue, less money is available to help homeowners as the interest rate rises, he said. Wright said Risk Rating 2.0 is benefiting most policyholders, with a quarter paying a lower premium than before the program was implemented. For those who are struggling with the cost, caps on premium increases could be lowered, he added. Congress also could pump more funding into means-tested affordability programs, he said. The one thing NFIP officials should not do is suggest that Risk Rating 2.0 will reduce a homeowner’s risk, especially in an age of climate change. “You cannot say that the flood risk is growing and then expect the price of that risk to be cheaper,” Wright said. “That does not compute.” Further, Wright said the Federal Emergency Management Agency should revise its home buyout program, which, because of its lengthy bureaucratic requirements, can cost the government more in rebuilding costs in flood-prone areas than buying the home outright. Congress should support a recently introduced bill, the Protecting Families and the Solvency of the National Flood Insurance Program Act of 2022, which would allow FEMA to offer a buyout once it receives a catastrophic flood claim, he said. Finally, lawmakers should pass a long-term reauthorization of NFIP – which has been reauthorized for the past six years in “21 small chunks” – to provide political stability, Wright said. In February, FEMA said it would pay $61.2 million in premiums to transfer $450 million in NFIP risk to the capital markets via a series of sponsored catastrophe bonds (BestWire, Feb. 24, 2022). By Timothy Darragh, associate editor, BestWeekSource: BestLink Private Flood Insurers 21 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Alabama Insurance companies writing Private Flood coverage in Alabama, ranked by market share. Zurich American Insurance Company American Security Insurance Company Indian Harbor Insurance Company Lexington Insurance Company Landmark American Insurance Company National Union Fire Ins Co Pittsburgh PA RSUI Indemnity Company Arch Specialty Insurance Company Employers Insurance Company of Wausau National Fire & Marine Insurance Co Voyager Indemnity Insurance Company Westport Insurance Corporation Allianz Global Risks US Insurance Co Liberty Mutual Fire Insurance Company Transverse Specialty Insurance Company XL Insurance America, Inc. StarStone Specialty Insurance Company Princeton Excess & Surplus Lines Ins Co Swiss Re Corporate Solutions Capacity Steadfast Insurance Company Integon National Insurance Company Endurance American Specialty Ins Co Swiss Re Corporate Solutions Elite Ins National General Insurance Company Western World Insurance Company American Guarantee and Liability Ins Co Bridgeway Insurance Company AIG Property Casualty Company AIG Specialty Insurance Company National General Premier Insurance Co Crum & Forster Specialty Insurance Co Trisura Specialty Insurance Company United Specialty Insurance Company Fireman’s Fund Insurance Company Tokio Marine Specialty Insurance Company Middlesex Insurance Company Cincinnati Casualty Company Verlan Fire Insurance Company Cincinnati Insurance Company American Home Assurance Company Independent Specialty Insurance Company AMCO Insurance Company AmGUARD Insurance Company American Zurich Insurance Company Mitsui Sumitomo Insurance Co of America National Casualty Company Depositors Insurance Company Granite State Insurance Company General Security Indemnity Co of Arizona New Hampshire Insurance Company Wright National Flood Insurance Company Nationwide Agribusiness Insurance Co ALLIED Property and Casualty Ins Co Citizens Insurance Company of America Continental Casualty Company StarNet Insurance Company Arch Insurance Company Continental Insurance Company Hartford Fire Insurance Company Nationwide General Insurance Company Transportation Insurance Company Alaska Insurance companies writing Private Flood coverage in Alaska, ranked by market share. XL Insurance America, Inc. Arch Specialty Insurance Company Employers Insurance Company of Wausau Zurich American Insurance Company Princeton Excess & Surplus Lines Ins Co Swiss Re Corporate Solutions Elite Ins American Guarantee and Liability Ins Co American Security Insurance Company Landmark American Insurance Company Endurance American Specialty Ins Co Allianz Global Risks US Insurance Co Steadfast Insurance Company National Fire & Marine Insurance Co Westport Insurance Corporation National Union Fire Ins Co Pittsburgh PA AIG Specialty Insurance Company Swiss Re Corporate Solutions Capacity Bridgeway Insurance Company Integon National Insurance Company New Hampshire Insurance Company Liberty Mutual Fire Insurance Company Tokio Marine Specialty Insurance Company Illinois Union Insurance Company Lexington Insurance Company National Casualty Company American Home Assurance Company Crestbrook Insurance Company Fireman’s Fund Insurance Company Granite State Insurance Company Arizona Insurance companies writing Private Flood coverage in Arizona, ranked by market share. Zurich American Insurance Company American Guarantee and Liability Ins Co Employers Insurance Company of Wausau American Security Insurance Company Voyager Indemnity Insurance Company Swiss Re Corporate Solutions Elite Ins XL Insurance America, Inc. Allianz Global Risks US Insurance Co Arch Specialty Insurance Company Palomar Specialty Insurance Company Endurance American Specialty Ins Co Westport Insurance Corporation Steadfast Insurance Company Princeton Excess & Surplus Lines Ins Co AIG Specialty Insurance Company Lexington Insurance Company AIG Property Casualty Company Tokio Marine Specialty Insurance Company National Fire & Marine Insurance Co National Union Fire Ins Co Pittsburgh PA Integon National Insurance Company Landmark American Insurance Company Federal Insurance Company Indian Harbor Insurance Company Trisura Specialty Insurance Company Swiss Re Corporate Solutions CapacitySource: BestLink Private Flood Insurers 22 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. American Home Assurance Company RSUI Indemnity Company Crestbrook Insurance Company General Security Indemnity Co of Arizona AMCO Insurance Company Transverse Specialty Insurance Company Bankers Standard Insurance Company Fireman’s Fund Insurance Company Agent Alliance Insurance Company Cincinnati Casualty Company Chubb Custom Insurance Company Continental Casualty Company Liberty Mutual Fire Insurance Company Arch Insurance Company Cincinnati Insurance Company National General Insurance Company Depositors Insurance Company Mitsui Sumitomo Insurance USA Inc. Western World Insurance Company New Hampshire Insurance Company United Specialty Insurance Company Illinois Union Insurance Company Berkshire Hathaway Direct Insurance Co National Fire Insurance Co of Hartford AmGUARD Insurance Company Nationwide General Insurance Company Wright National Flood Insurance Company North River Insurance Company American Casualty Company of Reading, PA Granite State Insurance Company Middlesex Insurance Company National Casualty Company Nationwide Mutual Insurance Company Homeowners of America Insurance Company Valley Forge Insurance Company Hartford Fire Insurance Company Illinois National Insurance Co. Sompo America Insurance Company Stillwater Insurance Company Bridgeway Insurance Company Mitsui Sumitomo Insurance Co of America Sentry Insurance Company The Hanover American Insurance Company Arkansas Insurance companies writing Private Flood coverage in Arkansas, ranked by market share. Zurich American Insurance Company American Security Insurance Company XL Insurance America, Inc. Integon National Insurance Company Trisura Specialty Insurance Company National General Insurance Company Allianz Global Risks US Insurance Co Westport Insurance Corporation Voyager Indemnity Insurance Company Arch Specialty Insurance Company Steadfast Insurance Company National Union Fire Ins Co Pittsburgh PA Employers Insurance Company of Wausau Swiss Re Corporate Solutions Elite Ins Endurance American Specialty Ins Co Indian Harbor Insurance Company American Guarantee and Liability Ins Co Lexington Insurance Company Fireman’s Fund Insurance Company Swiss Re Corporate Solutions Capacity Transverse Specialty Insurance Company Tokio Marine Specialty Insurance Company AIG Property Casualty Company Landmark American Insurance Company AMCO Insurance Company General Security Indemnity Co of Arizona Crum & Forster Specialty Insurance Co Princeton Excess & Surplus Lines Ins Co Liberty Mutual Fire Insurance Company AIG Specialty Insurance Company Depositors Insurance Company Granite State Insurance Company American Home Assurance Company Chubb Custom Insurance Company Employers Mutual Casualty Company United Specialty Insurance Company Nationwide General Insurance Company Agent Alliance Insurance Company National Fire & Marine Insurance Co Cincinnati Indemnity Company National Casualty Company Wright National Flood Insurance Company Cincinnati Insurance Company Nationwide Property & Casualty Ins Co New Hampshire Insurance Company Bridgeway Insurance Company Nationwide Mutual Insurance Company AmGUARD Insurance Company Middlesex Insurance Company Transportation Insurance Company ALLIED Property and Casualty Ins Co Arch Insurance Company Berkley National Insurance Company Cincinnati Casualty Company Mitsui Sumitomo Insurance USA Inc. Nationwide Agribusiness Insurance Co Sompo America Insurance Company Union Insurance Company Colorado Insurance companies writing Private Flood coverage in Colorado, ranked by market share. Zurich American Insurance Company AIG Property Casualty Company American Guarantee and Liability Ins Co Arch Specialty Insurance Company Endurance American Specialty Ins Co American Economy Insurance Company Employers Insurance Company of Wausau Federal Insurance Company Princeton Excess & Surplus Lines Ins Co National Fire & Marine Insurance Co Lexington Insurance Company American Security Insurance Company Landmark American Insurance Company XL Insurance America, Inc. Swiss Re Corporate Solutions Capacity Voyager Indemnity Insurance Company Allianz Global Risks US Insurance Co Safeco Insurance Company of America Swiss Re Corporate Solutions Elite Ins National General Insurance Company New Hampshire Insurance Company Trisura Specialty Insurance Company Westport Insurance Corporation AIG Specialty Insurance CompanySource: BestLink Private Flood Insurers 23 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Chubb Custom Insurance Company National Union Fire Ins Co Pittsburgh PA Indian Harbor Insurance Company Steadfast Insurance Company Tokio Marine Specialty Insurance Company Western World Insurance Company Liberty Mutual Fire Insurance Company Crum & Forster Specialty Insurance Co Cincinnati Insurance Company Arch Insurance Company AMCO Insurance Company Transverse Specialty Insurance Company Berkley Insurance Company Crestbrook Insurance Company Fireman’s Fund Insurance Company American Home Assurance Company Granite State Insurance Company Bankers Standard Insurance Company American National Lloyds Insurance Co General Security Indemnity Co of Arizona Agent Alliance Insurance Company United Specialty Insurance Company Palomar Specialty Insurance Company The Hanover Insurance Company Bridgeway Insurance Company Nationwide Mutual Insurance Company Berkshire Hathaway Direct Insurance Co Continental Casualty Company Depositors Insurance Company Illinois Union Insurance Company National Casualty Company Wright National Flood Insurance Company American Casualty Company of Reading, PA Sentry Insurance Company Verlan Fire Insurance Company EMCASCO Insurance Company Employers Mutual Casualty Company Mitsui Sumitomo Insurance Co of America Berkley National Insurance Company Citizens Insurance Company of America Continental Western Insurance Company Hartford Fire Insurance Company Middlesex Insurance Company Midwest Family Mutual Insurance Company Nationwide Agribusiness Insurance Co Nationwide General Insurance Company North River Insurance Company Sentry Select Insurance Company AmGUARD Insurance Company GuideOne National Insurance Company National Fire Insurance Co of Hartford Sompo America Insurance Company The Hanover American Insurance Company Connecticut Insurance companies writing Private Flood coverage in Connecticut, ranked by market share. Lexington Insurance Company American Security Insurance Company Zurich American Insurance Company National Fire & Marine Insurance Co AIG Property Casualty Company Federal Insurance Company Voyager Indemnity Insurance Company Indian Harbor Insurance Company Trisura Specialty Insurance Company Arch Specialty Insurance Company Integon National Insurance Company Employers Insurance Company of Wausau Endurance American Specialty Ins Co StarStone Specialty Insurance Company XL Insurance America, Inc. Transverse Insurance Company Princeton Excess & Surplus Lines Ins Co Westport Insurance Corporation Allianz Global Risks US Insurance Co Swiss Re Corporate Solutions Elite Ins Landmark American Insurance Company RSUI Indemnity Company National Union Fire Ins Co Pittsburgh PA Liberty Mutual Fire Insurance Company Cincinnati Insurance Company Bankers Standard Insurance Company AIG Specialty Insurance Company United Specialty Insurance Company Crum & Forster Specialty Insurance Co American Guarantee and Liability Ins Co Agent Alliance Insurance Company Arch Insurance Company Western World Insurance Company American Home Assurance Company Berkley Insurance Company Swiss Re Corporate Solutions Capacity Steadfast Insurance Company Fireman’s Fund Insurance Company Illinois Union Insurance Company Tokio Marine Specialty Insurance Company New Hampshire Insurance Company Hartford Fire Insurance Company Middlesex Insurance Company Tri-State Insurance Company of Minnesota General Security Indemnity Co of Arizona Wright National Flood Insurance Company Berkshire Hathaway Direct Insurance Co Bridgeway Insurance Company Crestbrook Insurance Company National Casualty Company Nationwide Agribusiness Insurance Co Verlan Fire Insurance Company Acadia Insurance Company American Alternative Insurance Corp Granite State Insurance Company Interstate Fire & Casualty Company Scottsdale Indemnity Company Union Insurance Company American Casualty Company of Reading, PA Citizens Insurance Company of America Admiral Indemnity Company AmGUARD Insurance Company Berkley Regional Insurance Company Continental Western Insurance Company Firemen’s Ins Co of Washington, D.C. Massachusetts Bay Insurance Company Nationwide General Insurance Company Nationwide Insurance Company of Florida StarNet Insurance Company Stillwater Property and Casualty Ins CoSource: BestLink Private Flood Insurers 24 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Delaware Insurance companies writing Private Flood coverage in Delaware, ranked by market share. Zurich American Insurance Company American Security Insurance Company Indian Harbor Insurance Company American Guarantee and Liability Ins Co AIG Specialty Insurance Company Federal Insurance Company National Union Fire Ins Co Pittsburgh PA AIG Property Casualty Company Integon National Insurance Company Allianz Global Risks US Insurance Co Westport Insurance Corporation XL Insurance America, Inc. Trisura Specialty Insurance Company Western World Insurance Company Arch Specialty Insurance Company Mitsui Sumitomo Insurance Co of America Employers Insurance Company of Wausau Endurance American Specialty Ins Co National Fire & Marine Insurance Co United Specialty Insurance Company Illinois Union Insurance Company Independent Specialty Insurance Company Swiss Re Corporate Solutions Capacity Steadfast Insurance Company Liberty Mutual Fire Insurance Company Landmark American Insurance Company ALLIED Property and Casualty Ins Co Princeton Excess & Surplus Lines Ins Co Voyager Indemnity Insurance Company Wright National Flood Insurance Company Bankers Standard Insurance Company Fireman’s Fund Insurance Company American Home Assurance Company Cincinnati Casualty Company Cincinnati Insurance Company National Casualty Company AMCO Insurance Company Crum & Forster Specialty Insurance Co American Alternative Insurance Corp Germantown Insurance Company Middlesex Insurance Company Swiss Re Corporate Solutions Elite Ins Acadia Insurance Company Arch Insurance Company Cincinnati Indemnity Company Continental Casualty Company Firemen’s Ins Co of Washington, D.C. Philadelphia Contributionship Ins Co Transportation Insurance Company Tri-State Insurance Company of Minnesota Union Insurance Company District of Columbia Insurance companies writing Private Flood coverage in District of Columbia, ranked by market share. Zurich American Insurance Company American Guarantee and Liability Ins Co Arch Specialty Insurance Company Princeton Excess & Surplus Lines Ins Co Employers Insurance Company of Wausau Endurance American Specialty Ins Co Admiral Indemnity Company Voyager Indemnity Insurance Company XL Insurance America, Inc. RSUI Indemnity Company American Home Assurance Company AIG Specialty Insurance Company Federal Insurance Company American Security Insurance Company Bankers Standard Insurance Company Liberty Mutual Fire Insurance Company Landmark American Insurance Company Allianz Global Risks US Insurance Co Westport Insurance Corporation AIG Property Casualty Company Fireman’s Fund Insurance Company Lexington Insurance Company Indian Harbor Insurance Company MIC General Insurance Corporation National Union Fire Ins Co Pittsburgh PA New Hampshire Insurance Company Crestbrook Insurance Company AMCO Insurance Company Cincinnati Insurance Company Swiss Re Corporate Solutions Elite Ins Steadfast Insurance Company AmGUARD Insurance Company Transverse Specialty Insurance Company GuideOne National Insurance Company Swiss Re Corporate Solutions Capacity Crum & Forster Specialty Insurance Co ALLIED Property and Casualty Ins Co Arch Insurance Company Integon National Insurance Company Bridgeway Insurance Company CUMIS Specialty Insurance Company, Inc. Hartford Fire Insurance Company Continental Casualty Company Illinois Union Insurance Company Nationwide General Insurance Company Florida Insurance companies writing Private Flood coverage in Florida, ranked by market share. Lexington Insurance Company American Security Insurance Company Federal Insurance Company Voyager Indemnity Insurance Company Zurich American Insurance Company Indian Harbor Insurance Company National Fire & Marine Insurance Co American Home Assurance Company ASI Preferred Insurance Corp. Integon National Insurance Company Arch Specialty Insurance Company Employers Insurance Company of Wausau Transverse Specialty Insurance Company Endurance American Specialty Ins Co Direct General Insurance Company Landmark American Insurance Company American Guarantee and Liability Ins Co American Strategic Insurance Corp. Westport Insurance Corporation Steadfast Insurance CompanySource: BestLink Private Flood Insurers 25 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. AIG Specialty Insurance Company XL Insurance America, Inc. Safe Harbor Insurance Company Western World Insurance Company Edison Insurance Company Illinois Union Insurance Company Tokio Marine Specialty Insurance Company Allianz Global Risks US Insurance Co Southern Oak Insurance Company Security First Insurance Company Wright National Flood Insurance Company Swiss Re Corporate Solutions Elite Ins Princeton Excess & Surplus Lines Ins Co Tower Hill Signature Insurance Company United Specialty Insurance Company Universal North America Insurance Co Trisura Specialty Insurance Company Florida Peninsula Insurance Company National Union Fire Ins Co Pittsburgh PA Liberty Mutual Fire Insurance Company Cincinnati Insurance Company Tower Hill Preferred Insurance Company Tower Hill Prime Insurance Company Swiss Re Corporate Solutions Capacity AIG Property Casualty Company Safepoint Insurance Company StarStone Specialty Insurance Company ASI Assurance Corp. Crum & Forster Specialty Insurance Co American National Property & Casualty Co Arch Insurance Company Chubb Custom Insurance Company Independent Specialty Insurance Company Centauri Specialty Insurance Company Fireman’s Fund Insurance Company Bridgeway Insurance Company AmGUARD Insurance Company Continental Insurance Company Agent Alliance Insurance Company New Hampshire Insurance Company Valley Forge Insurance Company National General Insurance Company American Casualty Company of Reading, PA Berkley Insurance Company Continental Casualty Company National Casualty Company Nationwide Insurance Company of America Hartford Fire Insurance Company Transportation Insurance Company Interstate Fire & Casualty Company Capacity Insurance Company Mitsui Sumitomo Insurance Co of America National Fire Insurance Co of Hartford Granite State Insurance Company Nationwide General Insurance Company Scottsdale Insurance Company CUMIS Specialty Insurance Company, Inc. Liberty Surplus Insurance Corporation Sompo America Insurance Company The Hanover American Insurance Company XL Specialty Insurance Company Georgia Insurance companies writing Private Flood coverage in Georgia, ranked by market share. Zurich American Insurance Company Lexington Insurance Company Endurance American Specialty Ins Co American Security Insurance Company Liberty Mutual Fire Insurance Company Employers Insurance Company of Wausau Westport Insurance Corporation Allianz Global Risks US Insurance Co Landmark American Insurance Company Federal Insurance Company XL Insurance America, Inc. Indian Harbor Insurance Company Reliable Lloyds Insurance Company Princeton Excess & Surplus Lines Ins Co National Fire & Marine Insurance Co American Guarantee and Liability Ins Co Arch Specialty Insurance Company AIG Property Casualty Company Integon National Insurance Company Steadfast Insurance Company Fireman’s Fund Insurance Company Transverse Specialty Insurance Company Swiss Re Corporate Solutions Elite Ins Western World Insurance Company Trisura Specialty Insurance Company AIG Specialty Insurance Company Swiss Re Corporate Solutions Capacity National Union Fire Ins Co Pittsburgh PA American Home Assurance Company RSUI Indemnity Company United Specialty Insurance Company Crum & Forster Specialty Insurance Co Verlan Fire Insurance Company Agent Alliance Insurance Company Bankers Standard Insurance Company Cincinnati Insurance Company Berkshire Hathaway Direct Insurance Co Wright National Flood Insurance Company Cincinnati Casualty Company New Hampshire Insurance Company StarNet Insurance Company Illinois Union Insurance Company Middlesex Insurance Company AMCO Insurance Company Depositors Insurance Company Bridgeway Insurance Company Arch Insurance Company ALLIED Property and Casualty Ins Co Tokio Marine Specialty Insurance Company AmGUARD Insurance Company National Casualty Company Florists’ Mutual Insurance Company Continental Casualty Company Crestbrook Insurance Company National General Insurance Company Nationwide Agribusiness Insurance Co Continental Insurance Company Nationwide General Insurance Company Sentry Insurance Company EMCASCO Insurance Company Mitsui Sumitomo Insurance Co of America Tri-State Insurance Company of Minnesota Granite State Insurance Company Berkley Insurance Company Cincinnati Indemnity Company Homeowners of America Insurance Company Union Insurance Company of Providence Citizens Insurance Company of America Hartford Fire Insurance Company Riverport Insurance Company Transportation Insurance Company Acadia Insurance Company American Casualty Company of Reading, PA CUMIS Specialty Insurance Company, Inc.Source: BestLink Private Flood Insurers 26 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Hawaii Insurance companies writing Private Flood coverage in Hawaii, ranked by market share. Palomar Specialty Insurance Company Commerce and Industry Insurance Company Zurich American Insurance Company Princeton Excess & Surplus Lines Ins Co Arch Specialty Insurance Company American Security Insurance Company Indian Harbor Insurance Company Westport Insurance Corporation Endurance American Specialty Ins Co Swiss Re Corporate Solutions Elite Ins Landmark American Insurance Company Lexington Insurance Company Transverse Specialty Insurance Company American Guarantee and Liability Ins Co General Security Indemnity Co of Arizona Integon National Insurance Company XL Insurance America, Inc. Centauri Specialty Insurance Company National Union Fire Ins Co Pittsburgh PA Swiss Re Corporate Solutions Capacity Liberty Mutual Fire Insurance Company Voyager Indemnity Insurance Company Employers Insurance Company of Wausau Allianz Global Risks US Insurance Co AIG Specialty Insurance Company Illinois Union Insurance Company National Fire & Marine Insurance Co Fireman’s Fund Insurance Company United Specialty Insurance Company Steadfast Insurance Company Cincinnati Insurance Company Tokio Marine Specialty Insurance Company Granite State Insurance Company Mitsui Sumitomo Insurance Co of America Chubb Custom Insurance Company New Hampshire Insurance Company American Home Assurance Company Bridgeway Insurance Company Crestbrook Insurance Company Arch Insurance Company Scottsdale Insurance Company Wright National Flood Insurance Company Idaho Insurance companies writing Private Flood coverage in Idaho, ranked by market share. Princeton Excess & Surplus Lines Ins Co AIG Property Casualty Company Zurich American Insurance Company XL Insurance America, Inc. American Security Insurance Company American Guarantee and Liability Ins Co Federal Insurance Company Voyager Indemnity Insurance Company Arch Specialty Insurance Company Allianz Global Risks US Insurance Co Integon National Insurance Company Employers Insurance Company of Wausau American Home Assurance Company Swiss Re Corporate Solutions Capacity Swiss Re Corporate Solutions Elite Ins National Union Fire Ins Co Pittsburgh PA Indian Harbor Insurance Company Lexington Insurance Company Trisura Specialty Insurance Company AIG Specialty Insurance Company Transverse Specialty Insurance Company Endurance American Specialty Ins Co Landmark American Insurance Company Bridgeway Insurance Company Westport Insurance Corporation Illinois Union Insurance Company United Specialty Insurance Company Liberty Mutual Fire Insurance Company National Fire & Marine Insurance Co Granite State Insurance Company AMCO Insurance Company Crestbrook Insurance Company Fireman’s Fund Insurance Company Steadfast Insurance Company Arch Insurance Company Cincinnati Indemnity Company National Casualty Company Cincinnati Insurance Company Stillwater Property and Casualty Ins Co Tokio Marine Specialty Insurance Company Depositors Insurance Company Oregon Mutual Insurance Company Continental Casualty Company Middlesex Insurance Company New Hampshire Insurance Company North River Insurance Company Wright National Flood Insurance Company Illinois Insurance companies writing Private Flood coverage in Illinois, ranked by market share. Zurich American Insurance Company American Guarantee and Liability Ins Co Endurance American Specialty Ins Co Voyager Indemnity Insurance Company Employers Insurance Company of Wausau XL Insurance America, Inc. American Security Insurance Company Allianz Global Risks US Insurance Co National Fire & Marine Insurance Co Liberty Mutual Fire Insurance Company Arch Specialty Insurance Company Indian Harbor Insurance Company National Union Fire Ins Co Pittsburgh PA Admiral Indemnity Company Lexington Insurance Company National General Insurance Company Westport Insurance Corporation Princeton Excess & Surplus Lines Ins Co Continental Western Insurance Company Independent Specialty Insurance Company National Fire Insurance Co of Hartford The Hanover American Insurance Company United States Fire Insurance CompanySource: BestLink Private Flood Insurers 27 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Agent Alliance Insurance Company AIG Specialty Insurance Company Swiss Re Corporate Solutions Elite Ins Palomar Specialty Insurance Company Federal Insurance Company Landmark American Insurance Company AIG Property Casualty Company RSUI Indemnity Company Crum & Forster Specialty Insurance Co Fireman’s Fund Insurance Company Steadfast Insurance Company Berkley Insurance Company Cincinnati Insurance Company Trisura Specialty Insurance Company Western World Insurance Company Swiss Re Corporate Solutions Capacity American Home Assurance Company Crestbrook Insurance Company Transverse Specialty Insurance Company MIC General Insurance Corporation Cincinnati Casualty Company Bankers Standard Insurance Company Bridgeway Insurance Company Chubb Custom Insurance Company General Security Indemnity Co of Arizona Tokio Marine Specialty Insurance Company AMCO Insurance Company Berkley National Insurance Company Berkshire Hathaway Direct Insurance Co Verlan Fire Insurance Company Arch Insurance Company Illinois Union Insurance Company West Bend Mutual Insurance Company Union Insurance Company of Providence United Specialty Insurance Company Sentry Insurance Company National Casualty Company Middlesex Insurance Company Interstate Fire & Casualty Company Intrepid Insurance Company Massachusetts Bay Insurance Company New Hampshire Insurance Company StarNet Insurance Company American Alternative Insurance Corp Continental Casualty Company EMCASCO Insurance Company ALLIED Property and Casualty Ins Co Employers Mutual Casualty Company Cincinnati Indemnity Company Citizens Insurance Company of America Depositors Insurance Company Hartford Fire Insurance Company Continental Insurance Company The Hanover Insurance Company Transportation Insurance Company United States Fire Insurance Company Wright National Flood Insurance Company Berkley Regional Insurance Company Nationwide Agribusiness Insurance Co Nationwide General Insurance Company AmGUARD Insurance Company American Casualty Company of Reading, PA Granite State Insurance Company Mitsui Sumitomo Insurance USA Inc. National Fire Insurance Co of Hartford Nationwide Mutual Insurance Company Midwest Family Mutual Insurance Company North River Insurance Company SECURA Insurance Company Union Insurance Company Indiana Insurance companies writing Private Flood coverage in Indiana, ranked by market share. Zurich American Insurance Company Employers Insurance Company of Wausau Liberty Mutual Fire Insurance Company Lexington Insurance Company Westport Insurance Corporation American Guarantee and Liability Ins Co Allianz Global Risks US Insurance Co American Security Insurance Company Swiss Re Corporate Solutions Elite Ins XL Insurance America, Inc. Fireman’s Fund Insurance Company Princeton Excess & Surplus Lines Ins Co Endurance American Specialty Ins Co Indian Harbor Insurance Company Arch Specialty Insurance Company National Fire & Marine Insurance Co Integon National Insurance Company Trisura Specialty Insurance Company National Union Fire Ins Co Pittsburgh PA Landmark American Insurance Company Swiss Re Corporate Solutions Capacity Palomar Specialty Insurance Company Voyager Indemnity Insurance Company AIG Specialty Insurance Company Bridgeway Insurance Company General Security Indemnity Co of Arizona Steadfast Insurance Company Transverse Specialty Insurance Company Mennonite Mutual Insurance Company Verlan Fire Insurance Company AIG Property Casualty Company American Home Assurance Company Mitsui Sumitomo Insurance USA Inc. EMCASCO Insurance Company Federal Insurance Company Cincinnati Casualty Company Arch Insurance Company Crestbrook Insurance Company AMCO Insurance Company United Specialty Insurance Company Tokio Marine Specialty Insurance Company Crum & Forster Specialty Insurance Co Western World Insurance Company Union Insurance Company of Providence Employers Mutual Casualty Company Citizens Insurance Company of America Cincinnati Insurance Company Agent Alliance Insurance Company Berkshire Hathaway Direct Insurance Co National Casualty Company Chubb Custom Insurance Company Continental Casualty Company Depositors Insurance Company ALLIED Property and Casualty Ins Co Hartford Fire Insurance Company Berkley Regional Insurance Company Midwest Family Mutual Insurance Company StarNet Insurance Company AmGUARD Insurance Company American Casualty Company of Reading, PA New Hampshire Insurance Company West Bend Mutual Insurance Company Berkley National Insurance Company Continental Insurance Company EMC Property & Casualty Company National Fire Insurance Co of HartfordSource: BestLink Private Flood Insurers 28 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Iowa Insurance companies writing Private Flood coverage in Iowa, ranked by market share. Zurich American Insurance Company XL Insurance America, Inc. Landmark American Insurance Company Lexington Insurance Company Arch Specialty Insurance Company Princeton Excess & Surplus Lines Ins Co Westport Insurance Corporation Allianz Global Risks US Insurance Co American Guarantee and Liability Ins Co Transverse Specialty Insurance Company American Security Insurance Company Indian Harbor Insurance Company RSUI Indemnity Company Steadfast Insurance Company Trisura Specialty Insurance Company Employers Insurance Company of Wausau National Fire & Marine Insurance Co AIG Specialty Insurance Company Voyager Indemnity Insurance Company Liberty Mutual Fire Insurance Company National Union Fire Ins Co Pittsburgh PA Integon National Insurance Company Swiss Re Corporate Solutions Capacity Endurance American Specialty Ins Co AMCO Insurance Company Western World Insurance Company Swiss Re Corporate Solutions Elite Ins Employers Mutual Casualty Company Fireman’s Fund Insurance Company AIG Property Casualty Company Union Insurance Company of Providence Crum & Forster Specialty Insurance Co Bridgeway Insurance Company Nationwide Mutual Insurance Company American Home Assurance Company Depositors Insurance Company Cincinnati Insurance Company National General Insurance Company Agent Alliance Insurance Company Mitsui Sumitomo Insurance Co of America National Casualty Company West Bend Mutual Insurance Company Berkshire Hathaway Direct Insurance Co Crestbrook Insurance Company Midwest Family Mutual Insurance Company United Specialty Insurance Company Wright National Flood Insurance Company Arch Insurance Company EMCASCO Insurance Company Granite State Insurance Company MICO Insurance Company Nationwide Agribusiness Insurance Co New Hampshire Insurance Company Tokio Marine Specialty Insurance Company Transportation Insurance Company Verlan Fire Insurance Company Kansas Insurance companies writing Private Flood coverage in Kansas, ranked by market share. American Guarantee and Liability Ins Co Endurance American Specialty Ins Co Zurich American Insurance Company Employers Insurance Company of Wausau XL Insurance America, Inc. Westport Insurance Corporation Swiss Re Corporate Solutions Elite Ins Allianz Global Risks US Insurance Co Lexington Insurance Company American Security Insurance Company Voyager Indemnity Insurance Company National Union Fire Ins Co Pittsburgh PA Arch Specialty Insurance Company Liberty Mutual Fire Insurance Company RSUI Indemnity Company Princeton Excess & Surplus Lines Ins Co Steadfast Insurance Company AMCO Insurance Company Indian Harbor Insurance Company Trisura Specialty Insurance Company AIG Specialty Insurance Company Integon National Insurance Company AIG Property Casualty Company Arch Insurance Company Swiss Re Corporate Solutions Capacity Tokio Marine Specialty Insurance Company Landmark American Insurance Company National Fire & Marine Insurance Co Bankers Standard Insurance Company Crestbrook Insurance Company Crum & Forster Specialty Insurance Co Transverse Specialty Insurance Company Federal Insurance Company Union Insurance Company of Providence National Casualty Company United Specialty Insurance Company Fireman’s Fund Insurance Company Depositors Insurance Company Verlan Fire Insurance Company Bridgeway Insurance Company National General Insurance Company Berkshire Hathaway Direct Insurance Co Agent Alliance Insurance Company EMCASCO Insurance Company Employers Mutual Casualty Company Massachusetts Bay Insurance Company Midwest Family Mutual Insurance Company Buckeye State Mutual Insurance Company Cincinnati Indemnity Company Mitsui Sumitomo Insurance Co of America New Hampshire Insurance Company United States Fire Insurance Company Cincinnati Insurance Company Continental Insurance Company GuideOne National Insurance Company National Fire Insurance Co of Hartford Nationwide Mutual Insurance Company StarNet Insurance Company Wright National Flood Insurance Company Buckeye State Mutual Insurance Company Continental Western Insurance Company Massachusetts Bay Insurance Company Mitsui Sumitomo Insurance Co of America Nationwide General Insurance Company Sentry Insurance Company Sompo America Insurance Company The Hanover Insurance Company Transportation Insurance CompanySource: BestLink Private Flood Insurers 29 COPYRIGHT © 2022 A.M. BEST COMPANY, INC. AND/OR ITS AFFILIATES. ALL RIGHTS RESERVED. Kentucky Insurance companies writing Private Flood coverage in Kentucky, ranked by market share. Zurich American Insurance Company Voyager Indemnity Insurance Company American Guarantee and Liability Ins Co American Security Insurance Company Liberty Mutual Fire Insurance Company Integon National Insurance Company Westport Insurance Corporation Allianz Global Risks US Insurance Co XL Insurance America, Inc. Landmark American Insurance Company Arch Specialty Insurance Company National Union Fire Ins Co Pittsburgh PA Employers Insurance Company of Wausau StarStone Specialty Insurance Company Endurance American Specialty Ins Co Princeton Excess & Surplus Lines Ins Co Fireman’s Fund Insurance Company Steadfast Insurance Company AIG Property Casualty Company National Fire & Marine Insurance Co AIG Specialty Insurance Company EMCASCO Insurance Company Swiss Re Corporate Solutions Elite Ins Lexington Insurance Company American Home Assurance Company Western World Insurance Company Tokio Marine Specialty Insurance Company Swiss Re Corporate Solutions Capacity Bankers Standard Insurance Company Cincinnati Insurance Company Continental Insurance Company West Bend Mutual Insurance Company National Casualty Company Indian Harbor Insurance Company AMCO Insurance Company Crum & Forster Specialty Insurance Co Union Insurance Company of Providence Verlan Fire Insurance Company Arch Insurance Company New Hampshire Insurance Company Depositors Insurance Company Nationwide Agribusiness Insurance Co Trisura Specialty Insurance Company Cincinnati Casualty Company SECURA Insurance Company Employers Mutual Casualty Company Mitsui Sumitomo Insurance USA Inc. ALLIED Property and Casualty Ins Co Bridgeway Insurance Company Cincinnati Indemnity Company EMC Property & Casualty Company Middlesex Insurance Company Nationwide General Insurance Company Massachusetts Bay Insurance Company Agent Alliance Insurance Company Mitsui Sumitomo Insurance Co of America StarNet Insurance Company Tri-State Insurance Company of Minnesota Louisiana Insurance companies writing Private Flood coverage in Louisiana, ranked by market share. American Security Insurance Company Arch Specialty Insurance Company National Union Fire Ins Co Pittsburgh PA Zurich American Insurance Company Lexington Insurance Company National Fire & Marine Insurance Co Employers Insurance Company of Wausau Agent Alliance Insurance Company Westport Insurance Corporation Integon National Insurance Company Allianz Global Risks US Insurance Co American Guarantee and Liability Ins Co Endurance American Specialty Ins Co XL Insurance America, Inc. Western World Insurance Company Landmark American Insurance Company Wright National Flood Insurance Company AIG Specialty Insurance Company AIG Property Casualty Company Swiss Re Corporate Solutions Elite Ins Swiss Re Corporate Solutions Capacity Liberty Mutual Fire Insurance Company Steadfast Insurance Company Transverse Specialty Insurance Company StarStone Specialty Insurance Company Indian Harbor Insurance Company AmGUARD Insurance Company Fireman’s Fund Insurance Company Arch Insurance Company ASI Lloyds Berkshire Hathaway Direct Insurance Co Princeton Excess & Surplus Lines Ins Co Mitsui Sumitomo Insurance Co of America RSUI Indemnity Company American Home Assurance Company Independent Specialty Insurance Company United Specialty Insurance Company Bridgeway Insurance Company National Casualty Company Trisura Specialty Insurance Company Liberty Surplus Insurance Corporation Massachusetts Bay Insurance Company Valley Forge Insurance Company American Casualty Company of Reading, PA Transportation Insurance Company Granite State Insurance Company Illinois Union Insurance Company National General Insurance Company New Hampshire Insurance Company Maine Insurance companies writing Private Flood coverage in Maine, ranked by market share. Zurich American Insurance Company Westport Insurance Corporation Federal Insurance Company American Security Insurance Company Commerce and Industry Insurance Company Lexington Insurance Company Princeton Excess & Surplus Lines Ins Co Arch Specialty Insurance Company Allianz Global Risks US Insurance Co Integon National Insurance CompanyNext >