AM BEST'S MONTHLY INSURANCE MAGAZINE
Life Insurance
Life & Annuity
Top 25 US Life/Health Writers — 2025 Edition
Ranked by 2023 capital and surplus.
Date: January 2025
Life & Annuity
Top 25 US Life/Health Writers — 2025 Edition
Ranked by 2023 net premiums written.
Date: January 2025
Life & Annuity
Top 25 US Life/Health Writers — 2025 Edition
Ranked by 2023 direct premiums written.
Date: January 2025
Life & Annuity
Top 25 US Life/Health Insurers — 2025 Edition
Ranked by 2023 total admitted assets.
Date: January 2025
Life & Annuity
Life & Annuity
The main purpose of life insurance is to provide families with protection against the risk of death or, in the case of annuities, the risks that may come with living longer than expected.
Date: January 2025
Auditors & Actuaries
Top Audit and Actuarial Firms
The firms were ranked by insurance companies’ loss reserves.
Date: December 2024
Auditors & Actuaries: Top Issues
Gauging New Risks, Auditors and Actuaries Examine Technology, Judgments, COVID-19’s Aftermath
Climate change, nuclear verdicts and life after the pandemic have actuaries and auditors assessing what it all means for insurers.
Date: December 2024
Life Insurance
Canadian Life/Annuity Segment: Insurers Navigate Industry Challenges and an Uncertain Economy
Edward Kohlberg, director, AM Best, reports that Canada’s life/annuity insurers performed relatively well in 2023, owing to economic growth and favorable interest rates.
Date: December 2024
Best’s Rankings
US Life/Health – Pre-Tax Investment Total Returns – 2024 Edition
Investment returns from 2014 to 2023.
Date: November 2024
Life Insurance
Swiss Re: Pandemic-Related Excess Mortality in US, UK May Linger Until 2033
A reinsurer’s report finds that the United States and United Kingdom could see post-pandemic excess mortality at an elevated level for a decade.
Date: November 2024
Cayman Islands
CIRCA Chair: Wealth Transfer Fueling Cayman Life, Annuity Lines
David Self, chair of the Cayman International Reinsurance Companies Association, and André Ebanks, Cayman Islands deputy premier, minister for financial services & commerce, view insurance as a key part of driving the nation’s role as a financial services hub.
Date: November 2024
Best’s Rankings: L/H Asset Distribution
US Life/Health Asset Distribution – 2024 Edition
Ranked by 2023 total admitted assets.
Date: October 2024
Life Insurance
Life Insurance Death Benefits Paid to Beneficiaries Stabilized in 2023
The industry, however, says the number of benefits is still much higher than a decade ago, citing diet, lack of exercise or even long COVID as possible reasons.
Date: October 2024
Best’s Rankings: L/H Insurers
US Life/Health Individual Life Average Policy Size and Lapse Ratio – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life/Health Group Life Issued – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life/Health Group Life In Force – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life/Health -Term Life In force – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life/Health - Total Life In Force – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life/Health - Term Life Issued – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life/Health - Ordinary Life In force – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life Health-Total Life Issued – 2024 Edition
Date: September 2024
Best’s Rankings: L/H Insurers
US Life Health - Ordinary Life Issued – 2024 Edition
Date: September 2024
Best’s Rankings: Mutual Insurers
Top 25 US Life/Health Mutual companies – 2024 Edition
Date: September 2024
Life Insurance
Minding the Gaps
With many people lacking coverage, industry executives need to work on the balance between selling life insurance and helping with long-term retirement savings, says Neil Sprackling, chief executive officer of U.S. life and health at reinsurer Swiss Re Ltd.
Date: September 2024
Best's Rankings
US Life/Health – 2023 Individual Life Premiums for Contracts – 2024 Edition
Date: August 2024
Best's Rankings
US Life/Health – 2023 Individual Annuities Premiums for Life Contracts – 2024 Edition
Date: August 2024
Best's Rankings
US Life/Health – 2023 Group Life Insurance Premiums for Life Contracts – 2024 Edition
Date: August 2024
Best's Rankings
US Life/Health – 2023 Group Annuities Premiums for Life Contracts – 2024 Edition
Date: August 2024
Best's Rankings
US Life/Health – 2023 Accident & Health Insurance Contracts – 2024 Edition
Date: August 2024
Life Insurance
Tokenized Life Insurance Policy Debuts Through Blockchain, Digital Firm Infineo Says
The tokenization of life policies fits within a shift to apply technology to real-world assets and will enhance efforts to make the $3 trillion life insurance market more accessible and affordable globally, according to the company.
Date: August 2024
Top 200 US L/H Insurers
Top 200 US Life/Health Insurers - 2024 Edition
Industry’s 2023 admitted assets increased 5.6%.
Date: July 2024
Life Insurance
Athene CEO: Solutions Needed To Help People Live Well in Retirement
Fighting the “retirement savings crisis” is a priority for Athene Holding Ltd., whose strong growth over the past 15 years has helped it become the largest U.S. issuer of total annuities in 2023, said Jim Belardi, the company’s co-founder and chief executive officer.
Date: July 2024
AM Best Webinars
Panelists Discuss the Latest Market Dynamics for Delegated Underwriting Authority Enterprises
Professionals also examine recent auto insurance trends, talk about marketing and rebranding strategies and explore the state of the U.S. medical professional liability insurance sector.
Date: June 2024
Life Insurance
MassMutual Expands Use of Genetic Testing by Policy Owners To Abate Risk
The expansion comes after a research study found 70% of policy owners who chose to use the risk assessment service report intended to take preventive steps—such as seeing doctors or seeking further screening—based on their scores.
Date: June 2024
Life Insurance
Swiss Re Imprint Looks To Mine Gold in Closing Life Insurance Gap
IptiQ works in partnership with call centers, independent agents and brokerage organizations—and even life insurers—to extract existing customer data. The aim of that effort is to find any gaps that exist and target solutions for closing them.
Date: May 2024
Life Insurance: PPLI
Senate Committee Report: PPLI Is a Multibillion-Dollar Tax Giveaway
An 18-month investigation found the domestic private placement life insurance market amounts to a $40 billion tax shelter for a few thousand individuals with a net worth of hundreds of millions or billions of dollars each.
Date: April 2024
Risk Adviser
Following Ben Franklin’s Adage About Protecting a Prime Asset: Life
In a world where employee life insurance might be a person’s only coverage, why can’t employers extend the benefit after a layoff?
Date: April 2024
Life Insurance: Genetic Testing
Delaware Bill Would Ban Life Insurers From Buying Some Consumer Data
The bill would bar life insurers from nonrenewing or rejecting applications based on genetic characteristics, genetic information or the result of any genetic test not in a medical record as a basis for an individual’s medical diagnosis.
Date: April 2024
Life Insurance: Best Interest
California Governor Signs Legislation Requiring ‘Best Interest’ Standard To Reveal Charges on Annuity Sales
Under terms of the new law, producers will be required to act in the best interests of clients by disclosing how the transaction would benefit them and revealing any hidden fees or charges.
Date: April 2024
Life Insurance: CEO Interview
New TruStage CEO Seeks Novel Ways of Reaching End Customer
Terrance Williams says the company’s approach will be to offer products to fill a need as customers are entering different stages of their lives.
Date: March 2024
Life Insurance
AM Best: US Individual Life Payout Ratios Decline
Renewal premiums continue to dominate the individual life premiums in the U.S., but the affordability of life insurance may be an issue due to inflation and other economic factors, according to a recent Best’s Special Report.
Date: March 2024
Life and Annuity
Life and Annuity Insurers Eyeing Bermuda in Quest for Efficiency
In a strong market for annuity sales, life and annuity insurers are looking to form new divisions or acquire existing ones in Bermuda.
Date: February 2024