AM BEST'S MONTHLY INSURANCE MAGAZINE
Best's Review
AM BEST'S MONTHLY INSURANCE MAGAZINE


Life Insurance


Best’s Rankings

US Life/Health – Pre-Tax Investment Total Returns – 2025 Edition

Investment returns from 2015 to 2024.

Date: November 2025


Best’s Rankings

US Life/Health Asset Distribution – 2025 Edition

Ranked by 2024 total admitted assets.

Date: November 2025


Best’s Rankings

Top 25 US Life/Health Insurers’ Investment Returns – 2025 Edition

Ranked by 2024 total admitted assets.

Date: November 2025


Life Insurance

Insurers Face Double-Edged Sword From Declining All-Cause Mortality in US, UK Due to Weight Loss Drugs

GLP-1 drugs could be the medical innovation needed to reshape mortality trends and help insurers engage in shaping healthier, more resilient populations, according to a Swiss Re report.

Date: November 2025


Insurance Industry Research

WTW Report Discusses New Klarity Life Underwriting Mortality Scoring Model

With the proliferation of new data sources and technological advancements, there is a significant opportunity to enhance the accuracy and efficiency of underwriting, according to the report.

Date: October 2025


Life Insurance

Meanwhile CEO: Bitcoin Drives Innovation, New Opportunities in Life Insurance Market

Traditional financial institutions and life insurers are discovering the value of bitcoin and how it can drive their markets, according to Zac Townsend, co-founder and chief executive officer of Meanwhile.

Date: October 2025


Best’s Rankings

US Life/Health – 2024 Total Life Issued – 2025 Edition

Ranked by 2024 total life business issued.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Total Life In Force – 2025 Edition

Ranked by 2024 total life business in force.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Term Life Issued – 2025 Edition

Ranked by 2024 term life business issued.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Term Life In Force – 2025 Edition

Ranked by 2024 term life business in force.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Ordinary Life Issued – 2025 Edition

Ranked by 2024 ordinary life business issued.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Ordinary Life In Force – 2025 Edition

Ranked by 2024 ordinary life business in force.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Individual Life Average Policy Size and Lapse Ratios – 2025 Edition

Ranked by 2024 individual life business issued.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Group Life Issued – 2025 Edition

Ranked by 2024 group life business issued.

Date: September 2025


Best’s Rankings

US Life/Health – 2024 Group Life In Force – 2025 Edition

Ranked by 2024 group life business in force.

Date: September 2025


Asset Management

US Life/Annuity Insurers Embrace Alternatives and Mortgages

Life/annuity bond portfolio yield increased again in 2024 while other asset-backed securities also continued to grow steadily, according to an AM Best report. Some assets have progressively developed because of a variety of nontraditional investments, such as private equity and joint ventures.

Date: September 2025


Life Insurance

Provenance Blockchain CEO Focuses on Tokenization of Life Policies

Provenance Blockchain Labs is building a suite of software infrastructure products for financial services, with the idea that “anything that is cheaper and faster and safer in financial services will eventually win because it’s just better,” said Anthony Moro, CEO.

Date: September 2025


Best’s Rankings

US Life/Health — 2024 Group Annuities Premiums for Life Contracts — 2025 Edition

Date: August 2025


Best’s Rankings

US Life/Health – 2024 Individual Life Premiums for Life Contracts – 2025 Edition

Date: August 2025


Best’s Rankings

US Life/Health – 2024 Individual Annuities Premiums for Life Contracts – 2025 Edition

Date: August 2025


Best’s Rankings

US Life/Health – 2024 Group Life Insurance Premiums for Life Contracts – 2025 Edition

Date: August 2025


Best’s Rankings

US Life/Health – 2024 Accident & Health Insurance Contracts – 2025 Edition

Date: August 2025


Life Insurance

LIMRA CEO: After More Than a Century of Industry Focus, Life Group Adds Consumer Component

The move will allow LIMRA to spend more time with consumers and foster more education on the importance of life insurance, President and Chief Executive Officer David Levenson said.

Date: August 2025


Top 200 US L/H Insurers

Top 200 US Life/Health Insurers - 2025 Edition

Industry’s 2024 admitted assets increased 5.8%.

Date: July 2025


Life Insurance

Life Insurance Industry Group Teams Up With Health Providers To Turn Health Data Into Meaningful Action

A partnership between the Insurance Collaboration to Save Lives and a New Jersey health technology firm aims to address morbidity by turning information into action.

Date: July 2025


Life Downgrades

US Life/Health: Downgrades Outnumber Upgrades in 2024

Most U.S. life/annuity insurers must contend with the potential for further interest rate cuts, increased use of higher risk assets and the ongoing drag of legacy liabilities, according to a Best’s Special Report.

Date: June 2025


Life: Mortality Trends

Swiss Re’s Sprackling: Medical Advances Reshape Mortality Trends, Risk Strategies

In an interview with AM Best TV, Neil Sprackling, CEO of Life & Health Re US at Swiss Re, explains how breakthroughs in personalized medicine, metabolic health and early disease detection are transforming longevity expectations and underwriting in the insurance industry.

Date: May 2025


Life Insurance

AM Best: Innovative Changes Ahead For US Life/Annuity While Absorbing Prior Industry Shifts

AM Best cited strong liquidity and capital positions and robust annuity sales as reasons for maintaining a Stable outlook on the U.S. life/annuity segment.

Date: May 2025


Life Mutuals

New York Life, Other Mutual Life Insurers See Value in Boosting 2025 Dividends

New York Life declared a record-high dividend of $2.5 billion payable to participating policy owners in 2025 and has paid out more than $1 billion in annual dividends every year since 1990.

Date: April 2025


Life Impairments

2023 US Life/Health Impairments Update

Ten U.S. life/health companies became impaired in 2023, according to an AM Best Special Report. Impairments rose following annual declines since 2019.

Date: April 2025


Annuities

Market Watchers: Annuity Surrenders May Continue Their Momentum in 2025

Surrender benefits increased 19% year-over-year through the second quarter of 2024, according to a Best’s Special Report.

Date: March 2025


Life Insurance

Weekly Lunches and No Silos: A Life Insurance Chief Executive’s Hands-On Philosophy

John Barrett, chairman, president and chief executive officer, Western & Southern Financial Group, looks back at his 37-year tenure during which a regional insurance company transformed into a diversified financial services enterprise.

Date: February 2025


Life & Annuity

Top 25 US Life/Health Writers — 2025 Edition

Ranked by 2023 capital and surplus.

Date: January 2025


Life & Annuity

Top 25 US Life/Health Writers — 2025 Edition

Ranked by 2023 net premiums written.

Date: January 2025


Life & Annuity

Top 25 US Life/Health Writers — 2025 Edition

Ranked by 2023 direct premiums written.

Date: January 2025


Life & Annuity

Top 25 US Life/Health Insurers — 2025 Edition

Ranked by 2023 total admitted assets.

Date: January 2025


Life & Annuity

Life & Annuity

The main purpose of life insurance is to provide families with protection against the risk of death or, in the case of annuities, the risks that may come with living longer than expected.

Date: January 2025


Auditors & Actuaries

Top Audit and Actuarial Firms

The firms were ranked by insurance companies’ loss reserves.

Date: December 2024


Auditors & Actuaries: Top Issues

Gauging New Risks, Auditors and Actuaries Examine Technology, Judgments, COVID-19’s Aftermath

Climate change, nuclear verdicts and life after the pandemic have actuaries and auditors assessing what it all means for insurers.

Date: December 2024


Life Insurance

Canadian Life/Annuity Segment: Insurers Navigate Industry Challenges and an Uncertain Economy

Edward Kohlberg, director, AM Best, reports that Canada’s life/annuity insurers performed relatively well in 2023, owing to economic growth and favorable interest rates.

Date: December 2024


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