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Best’s Review: Monthly Issues


December 2023

Insurers Scan the Horizon: Industry leaders and experts examine the topics likely to shape the year ahead.



November 2023

The AI Revolution: Artificial Intelligence is changing the way insurers do business, but it's also presenting new challenges that could impact the industry's performance as well as its workforce.


In This Issue

Making the Move From Generalist to Specialist

What the AI Revolution Means for Insurers, Insureds and the Insurance Workforce

Prospecting for the Next Great Risk Opportunity

How AI Is Remaking Insurance Organizations

With Specialization Comes Responsibility

How AI Is Remaking the Insurance Workforce

What the AI Revolution Means for Insurance Prospects, Policyholders and Regulators

Severe Weather in Coastal States Presents Big Challenges in Hardening Homeowners Market

Issues & Answers: Workers’ Compensation • Florida Market

Insurance Leaders: Time to Better Protect, Shore Up Coastal Homeowners’ Properties

Sprouting From Chaos: Opportunity Brings New Insurers to Florida

AM Best: Florida Specialists Cede a Growing Amount of Premium to Reinsurers

Emerging Craft Brewing Industry Presents Unique Range of Risks

A Virtual Reality: Life Insurtechs Look Beyond Online-Only Sales for Growth

Insurers Submit Florida Homeowners Multiperil Filings in First Nine Months of 2022

An Insurance Podcast That’s Awkward in Name Only

In Search of an Underwriting Profit

Putting a New Face on Reality: Deepfakes Raise Novel Challenges for Insurers

SOA Panel: Insurers Should Revisit Risk Mitigation After Spring’s Bank Failures

Mutual Miris to Provide Cyber Cover for European Members

Pie CEO Says $315 Million Fundraise Advances Expansion to Full-Stack Carrier

M&A Motivations: Strategies for Success, Value Creation and Diversification

Midsize Businesses Face Full-Size Risks

Top Workers’ Comp Ranks See Movement Upon Emerging From COVID Unemployment Spike

US Homeowners Multiperil – Top Writers by State, Canada and US Territories – 2023 Edition

Rising Interest Rates Sure to Bring Shifts to In-Force Life and Annuity Products

The Principles of Claims Transformation

Top 25 US Homeowners Multiperil – 2023 Edition

Top 25 US Workers’ Compensation Writers – 2023 Edition

Pot, Pans and the Internet

Authors: Machine Learning, AI Offer New Opportunities in Risk Management

US Life/Health – Pre-Tax Investment Total Returns – 2023 Edition

App Uses Technology to Help Remove Barriers in Purchasing Insurance

Top 25 Life/Health Insurers’ Investment Returns – 2023 Edition

Top 25 US Property/Casualty – 2022 Asset Distribution – 2023 Edition

Generative AI Launches a New AI Revolution

American International Group Promotes EVP-General Counsel to Newly Created Vice Chair Post, Names Successor


October 2023

What’s Driving the Rise in Auto Costs: The U.S. private passenger auto sector had an underwriting loss of more than $30 billion in 2022, according to AM Best. One culprit: growing repair costs.


In This Issue

Automakers Build New Insurance Future

What’s Driving the Rise in Auto Costs

When It Comes to Insuring Electric Vehicles, It’s All About the Battery

At a Glance — Auto Insurance Initiatives

For Tesla, Telematics Provides a Battery of Information for Insurance

RGA President: Life Reinsurance Growth Strengthens in Asia, Europe

Swiss Re: Technology Will Eliminate Traditional Underwriting Factors

Issues & Answers: Data • Asset Management

Parametric Insurance Helps Restore Dwindling Coral Reefs

Whittling Down: In 2023, Cuna Mutual Group Prepares to Rebrand and Focus on Middle Market

‘Insurance Guys’ Driven To Help Other Agents—Without Boring Them

AM Best: Reinsurers Face Potential for Complex Losses

AM Best: Long-Term Care Claims Trending Up Since Pandemic

Panel: Captive Insurers Cautiously Venture Into Cyber Coverage

Michigan Director of Captives Sees Future in Cannabis, Auto, Life Sectors

AM Best: Climate, Reinsurance and Cyber Remain High in the Caribbean Risk Landscape

Insurers: Know, Learn and Share the Business Judgment Rule

AM Best: Dedicated Reinsurance Capital Growth of 2021 May Not Continue

Georgia Commissioner Blasts Allstate’s 25% Auto Rate Hike

Data Is the Missing Piece in Insurance Wellness Programs

Where’d the Gecko Go? Auto Insurance Advertising Sees Dip

Top 25 US Commercial Auto Writers – 2023 Edition

Top 25 US Auto Liability Writers – 2023 Edition

Bringing Sustainability to Cyber Insurance

Cyber Coverage Hits Landmark, but Challenges Remain

Top 25 US Private Passenger Auto Writers – 2023 Edition

Top 25 US Total Auto Writers – 2023 Edition

Author: Technology Helps Insurers Conduct Insurance Commerce

US Total All Auto Lines – Top Writers by State, Canada and US Territories – 2023

App Helps Insurers Boost Claims Processing

US Auto Liability – Top Writers by State, Canada and US Territories – 2023 Edition

Top 25 US Commercial Auto Writers — 2022 Edition

US Auto Physical Damage – Top Writers by State, Canada and US Territories – 2023 Edition

Top 25 US Auto Liability Writers — 2022 Edition

US Private Passenger Auto – Top Writers by State, Canada and US Territories – 2023 Edition

US Commercial Auto – Top Writers by State, Canada and US Territories – 2023 Edition

Top 25 Private Passenger No Fault Writers – 2023 Edition


September 2023

Slow and Steady: While some of the top U.S. property/casualty mutuals hit rough seas in 2022, the sector continues to steer toward long-term financial stability.


In This Issue

The Mutual Mindset: Slow and Steady

US Mutuals Find Stability Key Amid Turbulence Following a Good 2021

Life Mutuals Are Driving Efforts To Expand Middle Market Coverage

Expansion Spurs Growth for US P/C Mutuals Moving Up the Charts

Top 25 US Property/Casualty Mutual Writers – 2023 Edition

Republican Senators Offer One-Year NFIP Extension Bill

Private Placements Likely to Remain in US Insurers’ Portfolios Despite Rising Rates

Top 25 US Life/Health Mutual Companies – 2023 Edition

Total Life Issued Down in 2021; Ordinary Life Climbs in Mixed Year

Issues & Answers: Insurtech • Surplus Lines

Hedge Fund Investing Continues To Fall Out of Favor With Insurers

Top 25 Writers — US Private Flood — 2022 Edition

Foreign Insurers Race To Fill Gaps, Find Opportunity in Emerging Asia

Top 25 US Life/Health Mutual Insurers — 2022 Edition

Wall Street Journal Reporter’s Insurance Coverage Has Lasting Impact on Industry

Top 25 US Property/Casualty Mutual Insurers — 2022 Edition

How Emotional Reactions to Major Events Can Help Propel Decisions, Life Insurance Sales

US Life/Health — 2021 Ordinary Life Average Policy Size and Lapse Ratios — 2022 Edition

US Mutual Insurer Domiciles

US Life/Health — Group Life Issued — 2022 Edition

US Life/Health — Group Life In Force — 2022 Edition

Artificial Intelligence Is the Personal Assistant We Didn’t Know We Needed

US Life/Health — Total Life Issued — 2022 Edition

Court Definition of ‘Hostile’ Could Have Widespread Implications for War Exclusions

US Rating Units – Largest Hedge Fund Investors – 2023 Edition

US Life/Health — Total Life In Force — 2022 Edition

US Life/Health – 2022 Ordinary Life Average Policy Size and Lapse Ratios – 2023 Edition

US Life/Health — Ordinary Life Issued — 2022 Edition

US Life/Health – Group Life Issued – 2023 Edition

US Life/Health — Ordinary Life In Force — 2022 Edition

US Life/Health – Group Life In Force – 2023 Edition

US Life/Health — Term Life Issued — 2022 Edition

US Life/Health — Term Life In Force — 2022 Edition

US Life/Health – Total Life Issued – 2023 Edition

US Life/Health – Term Life Issued – 2023 Edition

Top 50 Global Reinsurers — 2022 Edition

US Life/Health – Ordinary Life Issued – 2023 Edition

US Multi-Peril Crop — Top 20 Carriers — 2022 Edition

US Life/Health – Ordinary Life In Force – 2023 Edition


August 2023

Fronting Carriers Push Forward: AM Best-rated U.S. carriers posted a 43% increase in direct premiums written in 2022. But reinsurers are increasingly selective about what business they will write and with whom they will partner.


In This Issue

30 Years After Hurricane Andrew, Bermuda Reinsurers, Florida ‘Joined at the Hip’

Fronting Carrier Sector Finds Growth, but Reinsurance Concerns Loom

Quest To Become Influencers Leads to Long-Running Insurtech Podcast

FIU Extreme Events Director: Prototype Facility Will Test Forces of a ‘Category 6’ Hurricane

Life Insurers Leverage Higher Rates To Drive Annuity Growth

Protected Cell Structures Fuel Captive Insurance Growth

Startup Founder Hopes to Help People Find `Ferrari in the Garage’ by Taking Life Settlements Mainstream

Issues & Answers: Captive Services & Domiciles • Data • Reinsurance

AM Best Retains Negative Outlook on Peru’s Insurance Industry

Slower Growth, Rising Rates To Further Complicate Debt Management for Latin America Insurers

AM Best: With Cyberattacks Becoming More Complex, US Cyber Market to Remain Hard

How Litigation Funding Is Affecting Settlement Strategies, Costs

NCOIL, Regulators, Captive Industry Urge IRS To Back Off on Proposed Rule

Largest Latin America Insurers — 2022 Edition

Iowa Governor Signs Captive Insurance Bill

US Cyber Insurance — Top 20 Insurers — 2022 Edition

US Property/Casualty — 2021 Direct Premiums Written by Line — 2022 Edition

Space Invader: If a Meteorite Strikes, Insurance Can Help

Cyber Price Increases Moderating as Profitability Returns to the Sector

US Commercial Multi Peril — 2021 Direct Premiums Written — 2022 Edition

US Homeowners Multiple Peril — 2021 Direct Premiums Written — 2022 Edition

Tale of the Ticker Tape: What Global Equity Markets Can Tell Us About Our Industry

US Medical Professional Liability — 2021 Direct Premiums Written — 2022 Edition

3 Ways To Deal With Talent Shortage Head-On

US Total Auto — 2021 Direct Premiums Written — 2022 Edition

Largest Annuity Insurers – 2023 Edition

US Workers’ Compensation — 2021 Direct Premiums Written — 2022 Edition

AM Best-Rated US Fronting Companies – 2023 Edition

Largest Latin America Insurers – 2023 Edition

The Insurance Industry Makes the World Safer and More Resilient

US Property/Casualty – 2022 Direct Premiums Written by Line - 2023 Edition

Rising Costs, Supply Chain Issues Impact Business Income Coverage

US Commercial Multiperil – 2022 Direct Premiums Written – 2023 Edition

US Homeowners Multiperil – 2022 Direct Premiums Written – 2023 Edition

US Medical Professional Liability (Total) – 2022 Direct Premiums Written – 2023 Edition

US Medical Professional Liability (Claims-Made) – 2022 Direct Premiums Written – 2023 Edition


July 2023

Standing the Test of Time: In the 2023 edition, 167 insurers maintained a Best's Financial Strength Rating of A or higher for at least 50 years, including 22 for at least 100 years.


In This Issue

Standing the Test of Time – 2023 Edition

Top Global Insurance Brokers — 2022 Edition

Top Global Insurance Brokers – 2023 Edition

Standing the Test of Time — 2022 Edition

Insurers Working To Narrow $12 Trillion Gap in US Life Insurance Coverage

Top 200 U.S. Property/Casualty Writers — 2022 Edition

Issues & Answers: Specialty Coverage • Inflation

Top 200 U.S. Life/Health Insurers — 2022 Edition

Top 200 US Property/Casualty Writers - 2023 Edition

Top 75 U.S. and Canada Public Insurers — 2022 Edition

World’s Largest Insurance Companies — 2022 Edition

Top 200 US Life/Health Insurers - 2023 Edition

Top 75 US and Canada Public Insurers - 2023 Edition

Top 25 U.S. Holding Companies — 2022 Edition

World’s Largest Insurance Companies - 2023 Edition

An Investment Thesis, Revealed: ‘No-Code’ for Insurance

Top 25 US Holding Companies - 2023 Edition

Life Reinsurers Find Hope Even as COVID-19 Lingers, Mortality Rates Shift

Expert Panel: Critical Issues in Insurance Asset Management

AM Best: US Medical Professional Liability Faces Headwinds as Outlook Is Negative

The Deep Understanding of Value in the US Market

AM Best’s Briefing: D&O Liability Market Softens Amid Rising Competition, Capital Supply

For Drivers, Even the Cutest Pet Passengers Could Create Potentially Deadly Distractions

Guns and Insurance: Not a Good Mix

The PFAS Investment Opportunity

Cover of July Issue Features AM Best Publications To Illustrate ‘Standing the Test of Time’

Gallagher Re Chief Executive Retires; Company Names CEO of UK Operations

Web Traffic: Visits to Top Global Insurance Brokers Sites

Fires, Hacking Are Just 2 Hazards at Electric Vehicle Charging Stations

Medical Malpractice Approved Rate Filings by Overall Effect With Increases Greater Than 30%

Paving the Way: Chronicles of Black Entrepreneurs Who Transformed the Insurance Industry


June 2023

Critical Issues in Insurance Asset Management: Insurance and investment experts discuss where insurers are directing their investments, how interest rates and volatility are affecting decisions and what role alternative investments play.


May 2023

Expense Ratio Spotlight: With the help of new technology, the U.S. property/casualty industry is trimming its underwriting expense ratio.


April 2023

Climate Risk & Reward: Regulators at the state, federal and global levels are pushing insurers to disclose more about climate risk. Insurers, meanwhile, see climate-related coverage as a multibillion-dollar opportunity.

In This Issue

Rising Tide in Climate Risk Regulation Presents New Challenges for Insurers

A Hot Market: Insurers Launch Climate-Related Businesses as Green Tech Grows

Attorneys, Analysts: Norfolk Southern Likely Facing Years of Claims Over Ohio Derailment

Crypto, DeFi Insurance Targets Digital Assets, Technology

Georgia State Department of Risk Management & Insurance To Get New Name After $15 Million Gift

AM Best: US Life/Annuity Insurers Well Positioned for 2023 Challenges

AM Best: Economy, Infrastructure Build-Out Likely to Steer Surety Market

AM Best: Maturing Asia-Pacific Insurance Markets Offer Diversity and Growth Potential

Largest Asia-Pacific Insurers – 2023 Edition

Fire and Allied Lines (Commercial Property) Approved Filings by Overall Effect With Increases Greater Than 25%

Getting the Right Golf Insurance Coverage Isn’t Always Par for the Course

Climate-Related Risks Emerge as a Key Focus for Insurers and Regulators

Newly Appointed Chief Executive Officer To Join Scor May 1

Web Traffic: Visits to Top Asia-Pacific Insurers’ Sites

AM Best: Changes in Crypto Market Are Mirrored in Ransomware Activity

Hibachi Restaurants Can Get Burned if Not Properly Insured

Successful Insurance Selling Depends on Training, Commitment and Connection

AM Best: Updated App Adds Insurance News and Research, More Information on Rated Companies

Cyber Feature and Ranking of Top US Cyber Insurers Lead List of Best’s Review Articles

Trending Research Includes a Report on Changing Dynamics for D&O Insurers


March 2023

Landmark Deals: A flurry of acquisitions is raising competition among top global reinsurance intermediaries.


February 2023

Cyber Dilemma: Cyberattack victims face tough questions about insurance coverage and whether to comply with criminal actors' ransom demands. Meanwhile, the federal government weighs the merits of a cyber backstop.


January 2023

Their Future Selves: Startups, insurtechs and investors pursue new opportunities with ready-to-go insurance shells.



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